Effective Date: January 1, 2026
These Terms & Conditions ("Terms") govern your use of the website operated by Grand Folder LLC ("Company", "we", "our", or "us"). By accessing or using this website, you agree to these Terms.
Submitting information through this website, including quote requests, certificate requests, or contact forms, does NOT bind insurance coverage. Coverage is only effective once confirmed in writing by a licensed agent and the applicable insurance carrier.
You agree to provide accurate and complete information when submitting forms on our website. We are not responsible for delays or errors caused by incorrect or incomplete information.
Information on this website is for general informational purposes only and does not constitute legal, financial, or insurance advice. Specific coverage recommendations must be discussed directly with a licensed agent.
Certificate issuance is subject to policy terms, carrier approval, and verification of coverage. We reserve the right to decline or delay issuance if required documentation or approvals are missing.
Grand Folder LLC shall not be liable for any indirect, incidental, or consequential damages resulting from the use of this website. Use of the site is at your own risk.
Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of those websites.
All content on this website, including text, branding, logos, and design elements, is the property of Grand Folder LLC and may not be copied or reproduced without permission.
By submitting your information, you consent to being contacted by phone, email, or text message regarding your inquiry. Standard messaging rates may apply.
We reserve the right to update these Terms at any time. Continued use of the website after changes are posted constitutes acceptance of those changes.
These Terms shall be governed by the laws of the State of Connecticut. Any disputes shall be resolved in the appropriate courts located in Connecticut.
Grand Folder LLC
1325 East Main Street
Waterbury, CT 06705
Phone: (800) 288-5064
Email: Agents@thegrandfolder.com